{"id":236947,"date":"2024-05-08T16:20:03","date_gmt":"2024-05-08T19:20:03","guid":{"rendered":"https:\/\/new.tvpublica.com.ar\/?p=236947"},"modified":"2024-05-08T22:47:17","modified_gmt":"2024-05-09T01:47:17","slug":"el-banco-nacion-sumo-su-linea-de-creditos-hipotecarios-las-condiciones","status":"publish","type":"post","link":"https:\/\/test-back.tvpublica.com.ar\/2024\/05\/08\/el-banco-nacion-sumo-su-linea-de-creditos-hipotecarios-las-condiciones\/","title":{"rendered":"El Banco Naci\u00f3n sum\u00f3 su l\u00ednea de cr\u00e9ditos hipotecarios: las condiciones"},"content":{"rendered":"<p>El\u00a0<strong>Banco Naci\u00f3n<\/strong>\u00a0present\u00f3 una nueva l\u00ednea de\u00a0cr\u00e9ditos hipotecarios UVA, denominada <strong>&#8220;+Hogares&#8221;<\/strong>, que tiene como novedad una<b>\u00a0cl\u00e1usula\u00a0&#8220;anti-inflaci\u00f3n&#8221;<\/b>.<\/p>\n<p>Con esta nueva l\u00ednea crediticia,\u00a0el BNA se suma a otros bancos que ya salieron a ofrecer pr\u00e9stamos hipotecarios ajustados por inflaci\u00f3n, como Hipotecario, Ciudad, ICBC, del Sol y Banco de C\u00f3rdoba, entre otros.<\/p>\n<blockquote class=\"twitter-tweet\">\n<p dir=\"ltr\" lang=\"es\"><a href=\"https:\/\/twitter.com\/hashtag\/M%C3%A1sHogaresConBNA?src=hash&amp;ref_src=twsrc%5Etfw\" target=\"_blank\" rel=\"noopener\">#M\u00e1sHogaresConBNA<\/a> \u00a1Te acercamos a tu sue\u00f1o! Ver m\u00e1s \ud83c\udfe0\ud83d\udd11 &gt; <a href=\"https:\/\/t.co\/PBxB8JzbqW\">https:\/\/t.co\/PBxB8JzbqW<\/a> <a href=\"https:\/\/t.co\/Xi0CV9tr24\">pic.twitter.com\/Xi0CV9tr24<\/a><\/p>\n<p>\u2014 Banco Naci\u00f3n (@BancoNacion) <a href=\"https:\/\/twitter.com\/BancoNacion\/status\/1788269010309484921?ref_src=twsrc%5Etfw\" target=\"_blank\" rel=\"noopener\">May 8, 2024<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>Los detalles de la l\u00ednea de pr\u00e9stamos fueron presentados por el titular de la entidad,\u00a0Daniel Tillard, quien remarc\u00f3 que la cl\u00e1usula &#8220;anti-inflaci\u00f3n&#8221; implica que los cr\u00e9ditos brindan una opci\u00f3n para poner tope a la cuota que se debe abonar.<\/p>\n<p>Se trata de un programa de pr\u00e9stamos hipotecarios para\u00a0adquisici\u00f3n, refacci\u00f3n, construcci\u00f3n y cambio de vivienda \u00fanica\u00a0y de adquisici\u00f3n permanente en todo el pa\u00eds.<\/p>\n<p><strong>Detalle de los montos, tasas y requisitos<\/strong><\/p>\n<ul>\n<li>El monto m\u00e1ximo a financiar ser\u00e1 del\u00a075% del valor de la vivienda.<\/li>\n<li>El monto m\u00e1ximo por cr\u00e9dito ser\u00e1 equivalente a 105 mil UVAS, aproximadamente 90 mil d\u00f3lares a la cotizaci\u00f3n del d\u00f3lar MEP.<\/li>\n<li>El valor de la vivienda\u00a0no deber\u00e1 superar el equivalente a 140 mil UVAS, aproximadamente 120 mil d\u00f3lares a la cotizaci\u00f3n del d\u00f3lar MEP.<\/li>\n<li>El capital se ajustar\u00e1 por variaci\u00f3n UVA y se agregar\u00e1 una tasa de inter\u00e9s del\u00a04,5% TNA.<\/li>\n<li>La relaci\u00f3n cuota-ingreso del solicitante\u00a0no podr\u00e1 superar el 25%.<\/li>\n<li>El plazo de los prestamos ser\u00e1 de\u00a05, 10, 15, 25 y hasta 30 a\u00f1os.<\/li>\n<li>Quienes soliciten el pr\u00e9stamo podr\u00e1n contratar\u00a0una opci\u00f3n que les permitir\u00e1 &#8220;topear&#8221; la cuota. Ese tope resultar\u00e1 de aplicar un ajuste a trav\u00e9s del coeficiente de variaci\u00f3n salarial, para evitar saltos inflacionarios.<\/li>\n<li>Esa cl\u00e1usula ser\u00e1\u00a0optativa, tendr\u00e1 una prima del 1,5% mensual y podr\u00e1 ser ejecutada reci\u00e9n a los 180 d\u00edas<\/li>\n<\/ul>\n<p>Los destinatarios son clientes del Banco Naci\u00f3n que cobren su salario, pensi\u00f3n o jubilaci\u00f3n mediante la entiendad. Adem\u00e1s, deber\u00e1n tener menos de 85 a\u00f1os\u00a0al momento de que termine el cronograma de cuotas. Se establece la posibilidad de sumar\u00a0ingresos de otros integrantes del grupo familiar\u00a0conviviente o codeudores no convivientes.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La banca estatal lanz\u00f3 cr\u00e9ditos para la compra de viviendas con una caracter\u00edstica diferente a las propuestas del Hipotecario, Ciudad, ICBC, del Sol y Banco de C\u00f3rdoba. <\/p>\n","protected":false},"author":31,"featured_media":236949,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"featured_image_url":"","rank_math_title":"","rank_math_description":"","rank_math_focus_keyword":"","rank_math_robots":"","rank_math_canonical_url":"","tvp_seo_json":"","tvp_ads_json":"","tvp_ads_json_public":"","footnotes":"","_links_to":"","_links_to_target":""},"categories":[51,22],"tags":[1483,1570,8099,4705],"class_list":["post-236947","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","category-noticias","tag-banco-nacion","tag-creditos","tag-creditos-uva","tag-vivienda"],"seo":{"title":null,"description":null,"focus_keywords":[],"robots":null,"canonical":null,"permalink":"https:\/\/test-back.tvpublica.com.ar\/2024\/05\/08\/el-banco-nacion-sumo-su-linea-de-creditos-hipotecarios-las-condiciones\/","rankmath_getHead":"https:\/\/test-back.tvpublica.com.ar\/wp-json\/rankmath\/v1\/getHead?url=https%3A%2F%2Ftest-back.tvpublica.com.ar%2F2024%2F05%2F08%2Fel-banco-nacion-sumo-su-linea-de-creditos-hipotecarios-las-condiciones%2F"},"acf":{"display_object":"image","volanta":"Econom\u00eda","background_header":false,"objeto_destacado":[{"objeto_destacado":"<iframe title=\"El Banco Naci\u00f3n lanz\u00f3 sus cr\u00e9ditos hipotecarios UVA\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/WQp4eUOkuNU?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>"}],"gallery":false,"related_posts":[{"posts":""}],"imagenes_mosaico":false},"featured_image_url":"https:\/\/api.tvpublica.com.ar\/wp-content\/uploads\/2024\/05\/banco-nacion.png","_links":{"self":[{"href":"https:\/\/test-back.tvpublica.com.ar\/wp-json\/wp\/v2\/posts\/236947","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/test-back.tvpublica.com.ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/test-back.tvpublica.com.ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/test-back.tvpublica.com.ar\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/test-back.tvpublica.com.ar\/wp-json\/wp\/v2\/comments?post=236947"}],"version-history":[{"count":2,"href":"https:\/\/test-back.tvpublica.com.ar\/wp-json\/wp\/v2\/posts\/236947\/revisions"}],"predecessor-version":[{"id":236975,"href":"https:\/\/test-back.tvpublica.com.ar\/wp-json\/wp\/v2\/posts\/236947\/revisions\/236975"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/test-back.tvpublica.com.ar\/wp-json\/wp\/v2\/media\/236949"}],"wp:attachment":[{"href":"https:\/\/test-back.tvpublica.com.ar\/wp-json\/wp\/v2\/media?parent=236947"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/test-back.tvpublica.com.ar\/wp-json\/wp\/v2\/categories?post=236947"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/test-back.tvpublica.com.ar\/wp-json\/wp\/v2\/tags?post=236947"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}